Feathering the Nest

My Dear Hubby and I are in our late 40's and also both from previous marriages. So sad to say, we did not walk into our relationship with a good game plan for retirement. Since I was placed on disability in my mid 30's and Dear Hubby with his gaggle of health problems we need to really look at how we are going to make it in the later years.

So I was thrilled when I received "Your Nest Egg Game Plan" in the mail from Newman Communications, Inc. I have been reading to see is it just too late for us. Thankfully I see it is not too late. Close, but we can still do some different things to help us out. I am able to follow the easy framework and simple language to help find flexibility that we need as pre-retirees.

"Your Nest Egg Game Plan" was written by Phil Fragasso and Craig L Israelsen. These two men come with over 20 years of financial business and education. They understand that knowledge is the key to understanding how to plan ahead and save. All while sharing in easy to understand terms and communication. Two thumbs up gentlemen for helping me out!

There is Gold in Them Thar IRA's

Times are tough around here as well as every where else. Dear Hubby came home last night and told me about his IRA. I stuttered for a moment. Yeah, silly me hears words wrong. I could not figure out what he meant. Was this about some rifle association or Iraq war? No, duh, it is about our retirement. Well, I thought we would have to get a rifle and go to some war to ever get any money to retire on any way.

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But instead he is sharing how he is putting money into his IRA account to help us later on. I did tell you he was my Dear Hubby. How thoughtful to know he will have to support me in our old age. But I of course got all curious and looked things up online. I found out there is also gold IRA. Yes I said GOLD. Now why didn't he get one of these accounts? So then I wanted to know how to put gold in an IRA. Is there a gold 401k somewhere that I could buy. Surely not!

But yeah there really is IRA gold and a web site that will tell you how to put gold in my IRA . Well not mine but in yours. Of course I wouldn't mind if you wanted to contribute to my retirement plan. So what are you plans for paying for those golden years? Saving in an IRA? Or are you stashing all the good stuff under your mattress? Tell me.

Looking to the Future

The way DH has to work two jobs so we can just make it. Well it frustrates me! Most of his income goes to pay child support to his other families. And that I understand. But that does not leave anything for him to live on. I mean who do you know that works 40 hours a week and is lucky to bring home $70-$100? So that is why the second job is so necessary.

Well one of the places now has a retirement fund. It does mean we have to lose some income but that is ok to help make sure we may have a little further down the road. So we are in a learning process of how all these investments work. I searched and found Online Broker at a site that does retirement accounts.

You see I do not have an outside job. I am disabled and have to draw on my social security. This started at age 35 so I can not imagine that there will be any thing I can look forward to as I age. Not that we can at this time but hopefully some time I can invest some into a retirement account too. Not that I will ever get to do Stock Trading or Online Trading. But may be that Online Broker will help me set up retirement.