Investing Our Income Tax

Well we received out income tax check today. Yeah, really!
You see this is not normal for us.
Our income taxes always go to Dear Hubby's ex's for child support.
But last year I found out I could apply for 1/2 of the refund as an injured spouse.
So now we actually can get a lil back.
This year we received the complete refund!
So exciting....I am not sure what to do with all of it.

My mom suggest saving it for the future. Maybe I should use an online brokerage firm and do a lil Online Trading. What do you think? With an Online Broker I could maybe make a lil more money. You never know. I could use it to invest into a lil Stock Trading. Of course it would have to be a very inexpensive stock. I am not sure the check would purchase much.

Of course I am tempted to do the right thing. Make a copy of the check so the ex's will know it is the full amount. And then follow the letter of the law and keep half for me and send each of them half of the remainder. I mean that is what we are supposed to do with the refund. Heck, I am sure that they will not mind each getting a quarter in the mail and me keeping the remaining fifty cents. As the refund check this year was all of one dollar.

Laughing my head off!

Hot and Tired and No Help from Home Depot

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Yeooowowwww! It is hot here.
And now I am hotter yet!

Today I wanted to see if I could get some relief.
And no, instead I was pushed away.

I know that y'all are aware that I am disabled, my mom who lives with us is 75 and on SS and my Dear Hubby works 2 jobs to help pay his child support to two other families. Top that with helping College Girl with school cost and you know that thing here are so tight. That is why we are not using our central a/c this summer. We can not afford it at all.
Our home is almost 100 yrs old and does not have insulation. And I can not afford to side it so we do have some insulation. Well if we run the a/c then our electric bill runs $500-$600 a month. Could you imagine paying $2400 for just the summer's electric?
Well, we can't so we have been burning up here in our Central Texas heat.

Well, today I was at the point of tears. So me and my mom drove 45 minutes one way to the closest Home Depot. (We chose Home Depot because they are always doing great things for folks in need and the communities around them.) Well, by the time we arrived, my mom was exhausted and stayed at the car. (I thought we were hot enough already.) I went in to price window a/c's hoping we could afford one. They run $200-$500 each. Well I do not have enough to get one for just the living room alone so I picked up a few more things I needed. My hips and knees were really hurting from my RA and I thought I was in luck when there was a lady dressed in Pink (my fav color) at the service desk register. Yipee! I can check out and then get to mom in the hot car so we can head back home.

NOPE! The clerk (Marlyin) told me no she would not check me out. I asked if this was the

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register for disabled people? She said I would have to go to the other side of the store to the registers. Well, I know it is wrong but I was tired, hot (have been forever I think) and hurting. I said heck with it. I left my basket in the aisle and just went to the car. I told my mom no we can not get a window unit and that it was just going to be hot.

I am tired of being hot. I am tired of being ignored. And I am tired of being looked down on.
Would you feel the same way?

Taxes for Child Support

I am not sure if I have mentioned that Dear Hubby and I both have been married twice before to other spouses. I know that is not here or there to most. But due to previous marriages DH has to pay child support. That makes it much harder on us to be able to afford the things we need at our home.

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Now child support is not a bad thing, not at all. DH and I both feel it is important to pay this and help out where it is most needed. But there is a time and a place to have some of the payments stopped. DH's first family is now all grown and having children and lives of their own. Yet he is paying a outstanding child support on that family. The child support is not so bad as the amazing amount of interest our state tacks on to it. He will be paying this til the day he dies. HONEST!

DH also has a second family out of state and pays child support there too. His child there is almost grown and that support will be finished in a few more years. We do see an end in sight there. Now he pays every week out of his paycheck. Half of all his wages goes to child support before we pay taxes, health insurance, retirement or any other withholding. So why do we also have to lose any and all of our tax returns too? Yes, we never see a tax return. It is divided up among the two ex wives. I feel we should have some form of tax relief there.

Last year I did finally find out that I can file an injured spouse form and should receive something back of my own. But this year I have to say that the ex wives must have been quite surprised. You see when our tax return goes to them we do receive a letter telling us as to what the tax debt amount was. This year the tax relief that the ex wives split among themselves was a whole whopping $1.00. Yeah, the each received a check of 50 cents each.

I know that sounds awful of me. But for one time I am not losing a massive amount of money.

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